Welcome to Creative Wealth International (the “Site”).
We understand that privacy online is important to users of our Site, especially when conducting business. We respect the privacy of every individual and company who visits our website or uses our products and/or services.
We collect different types of information for different services. Generally, we collect basic contact information (First and Last Name and Email) for our emails or free reports or free products and standard payment information in order to provide you with access to our physical and/or online products and services, in order to support account creation, login, product & content access and other account management functions. By default, your data is private. We do not track your personal or contact information other than to provide the service you signed up to for.
“Personally Identifiable Information” refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, first and last name, address, and email address. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from our Visitors who choose to interact in some way with our site. We may collect the following additional information from our Authorized Customers: the names, phone numbers, addresses and email addresses of Authorized Customers who intend to purchase any of our program, products and services.
This site uses a membership platform called Digital Access Pass. When signing up for our free product or purchasing one of our physical or online products, that system collects:
• Your first name
• Your last name
• Your email address
Your password is encrypted, meaning it can not be ready or accessed by anyone, including Creative Wealth International.
We collect your purchase date, amount paid, coupons used and most recent login dates and times. We do NOT store any of your financial information. All your payment information is handled by our shopping cart with Groove Digital which uses our Stripe.com or Paypal account to process payments. Any payment information you enter on this site is encrypted and handled by the payment processors themselves.
You can access, change or remove your personal information on the My Profile page at any time. We will delete your account upon your request, when you contact us.
At any time, you may request your information to be exported and sent to you for review, and we promptly honor any requests by you to have your account deleted and forgotten. Please note without an account, you’ll not be able to login to our website and access your products or services.
What organizations are collecting the information?
In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses, online email accounts and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.
With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers is never shared with anyone. We may share aggregated information about our Visitors and Authorized Customers, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors in order to make decisions about what is appropriate to share with you, our Visitor and/or Customer. We also offer the opportunity to “opt out” of receiving information or being contacted by us.
How is Personally Identifiable Information stored?
Personally Identifiable Information collected by Creative Wealth International, owner of www.FinancialEducationStore.com, www.WinningTheMoneyGame.com and www.CreativeWealthInternational is securely stored and is not accessible to third parties or employees of Creative Wealth International except for use as indicated above.
What choices are available to Visitors regarding collection, use and distribution of the information?
Visitors and Authorized Customers may opt out of receiving information from or being contacted by us by responding to emails as instructed, or by contacting us at [email protected]
Are Cookies Used on the Site?
Whenever a buyer clicks on an affiliate link from any one of our products or services, a cookie is set on the visitor’s browser, and is used to track the affiliate who referred the visitor to our websites. If the visitor goes on to sign-up or purchase any our products, the affiliate cookie helps us reward the affiliate with any commissions. The cookie contains just the “id” number of the referring affiliate and no other details.
When you login, if you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
Analytics and Social
This website uses tracking software (Google Analytics) to monitor its visitors to better understand how they use it. The software will save a cookie to the visitor’s computer’s hard drive in order to track and monitor their engagement and usage of the website, but will not store, save or collect personal information.
We also may use Facebook & Google Ad-Tracking pixels on our pages from time to time for Facebook or Google Retargeting but not regularly.
How does the Creative Wealth International website use login information?
Some of our products are delivered via a membership portal on the website, www.CreativeWealthInternational/coach. The portal uses login information, including, but not limited to, email, password, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.
Who we Share your Data with?
We operate a mailing list using Digital Access Pass as well as Aweber.com. When you sign up for a free or paid product (membership), you may be added to a mailing list managed under one of these platforms. This mailing list is used to send you information about our products and services, discounts and special offers, occasional promotional emails, news and announcements, and other relevant emails . You can unsubscribe from the mailing list at any time by clicking the unsubscribe link in the footer of each email sent. You may also use the unsubscribe link to modify your email preference.
What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?
Creative Wealth International does not enter into partnerships or affiliations with other vendors in a way that would require such vendors to ever have access to Personally Identifiable Information.
Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.
How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.
How can Visitors correct any inaccuracies in Personally Identifiable Information?
Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at [email protected] or by calling Creative Wealth International at 805-957-1024.
Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting [email protected] However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.
This web site may contains links to other web sites. Some of those links belong to Creative Wealth International and other links go to sites not owned by Creative Wealth but are provided to give you additional information and/or resources pertaining to the topic of our website, mainly financial education information for kids, teens and adults. Please note that when you click on one of these links, you may be moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
Thank you for being a Creative Wealth International customer. We’re proud to provide the highest level of privacy for our customers.